In recent years, Kenya has witnessed a noticeable shift in communication preferences, with an increasing number of individuals opting for over-the-top (OTT) messaging apps like WhatsApp, Telegram, and Signal rather than traditional SMS. This transition is fueled by the desire for instant,
The rapid evolution of payment technologies has positioned Southeast Asia at the forefront of transformative financial landscapes, driven by innovative digital solutions. Among these, QR payment systems have emerged as a vital catalyst, reshaping economic interactions across the region. Leveraging
In a time when convenience governs consumer choices, the banking industry faces the challenge of keeping pace with the evolving needs of technology-savvy customers. First Bank Texas has recently made significant headway by launching a pioneering mobile banking branch designed to deliver traditional
In the age of rapid technological transformation, digital banking tools have become an integral part of modern financial management, especially for millennials. Digital banking use has skyrocketed, with many consumers admitting to opening their banking apps multiple times weekly. COVID-19 further
Africa is at a digital crossroads, facing challenges and opportunities as it rapidly embraces technology. With around 320 million people currently online and projections estimating a rise to half a billion by 2030, the continent's digital transformation is undeniable. Across Africa, mobile internet
The rise of the Godfather malware signifies a new era in cybercrime, challenging the security frameworks of digital banking worldwide. As mobile devices become primary conduits for financial transactions, Android-based threats like Godfather evolve with alarming sophistication, targeting over 400
